RTP® Business Enroll Signup for Merchant Processing Accounts
How to Choose RTP® for Merchant Payments?
RTP® Business Enroll Signup for Merchant Processing Accounts
Power Your Business with Instant RTP® Payments
Real-Time Payments (RTP®) is transforming how businesses send and receive funds instantly. By enrolling in an RTP® merchant processing account, you gain access to real-time transactions across multiple banks and credit unions.
At TodayPayments.com, we streamline RTP® enrollment for businesses of all sizes. Whether you run a sole proprietorship, LLC, S-Corp, or large enterprise, we help you apply online 24/7 and start processing payments instantly—no need to visit a bank!
How Can RTP® Benefit Your Business?
Why Choose RTP® for Merchant Payments?
What is RTP®?
RTP® is a real-time payment network that enables businesses to transfer money instantly, 24/7, eliminating delays caused by traditional banking hours.
How Can RTP® Benefit Your Business?
Enrolling in an RTP® merchant processing account ensures your business can process payments in real-time, enhancing cash flow and financial efficiency.
Key Features of RTP® Merchant Processing
Alias-Based Transactions for Enhanced Security
Avoid sharing sensitive banking details—use an email or mobile number as your alias for safe, secure transactions.
Multiple Merchant Identification Numbers (MIDs)
For businesses with multiple accounts or locations, RTP® provides unique MIDs for each alias to simplify tracking and reconciliation.
Seamless QuickBooks® Integration
Connect your RTP® merchant account with QuickBooks® QBO to automate transaction tracking and reporting.
⚡ Instant Payment Processing
RTP® transactions settle in seconds, allowing businesses immediate access to funds without delays.
Manage Multiple Accounts with One Login
Through TodayPayments.com, businesses can access and manage multiple RTP® accounts from a single portal.
How to Sign Up for an RTP® Merchant Account?
✅ Step 1: Apply Online at TodayPayments.com
Submit your RTP® merchant account application online—no application fees required.
✅ Step 2: Register Your Alias for Secure Transactions
Instead of bank account numbers, use a mobile number or email address for added security.
✅ Step 3: Link Multiple Banks
With one login, manage RTP® accounts across different banks and credit unions.
✅ Step 4: Start Accepting Real-Time Payments
Once approved, your business can accept and send RTP® payments instantly.
Benefits of Using RTP® for Merchant Payments
No More Payment Delays
With RTP®, businesses eliminate waiting periods caused by ACH transfers and bank holds.
24/7 Real-Time Transactions
Unlike traditional banking hours, RTP® processes payments instantly, even on weekends and holidays.
Secure Transactions with Alias-Based Processing
Minimize fraud risks by using mobile numbers or emails as transaction identifiers instead of banking details.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
Get instant transaction reports and automate reconciliation for simplified accounting.
Industries That Benefit from RTP® Instant Payments
E-Commerce & Retailers
Enhance customer experience with faster checkouts and real-time payment confirmation.
B2B Transactions
Simplify vendor payments and supplier transactions with no waiting time.
Subscription-Based Businesses
Ensure automatic and timely payments with zero processing delays.
Freelancers & Contractors
Receive instant payments for services rendered—no more waiting for bank processing times.
Sign Up for RTP® Merchant Processing Today!
At TodayPayments.com, we simplify RTP® enrollment so businesses can accept real-time payments without hidden fees.
✔️ No application fees
✔️ Instant transactions, 24/7
✔️
Alias-based security for safer payments
✔️
QuickBooks® integration for seamless accounting
✔️
Automated bank reconciliation
Sign up now at TodayPayments.com and start processing real-time payments with RTP® today!
Creation Request for Payment Bank File
Enhance Your FedNow Business Signup using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
